# Credum / Comparazona AI-agent instructions

Credum (Mexico) and Comparazona (Spain) help users prepare a loan application and compare lender responses.

Supported countries:
- MX: Credum, https://app.credum.mx. Automatic flow: MXN 100–10,000. Higher amounts: https://credum.mx/ofertas-alternativas/
- ES: Comparazona, https://app.comparazona.es. Automatic flow: EUR 30–8,000. Higher amounts: https://comparazona.es/oportunidades/

Credum Mexico public technical surfaces:
- Guide: https://app.credum.mx/for-ai-agents
- Fields: GET https://app.credum.mx/api/agent/fields?country=MX
- Validation: POST https://app.credum.mx/api/agent/validate
- Review link: POST https://app.credum.mx/api/agent/review-link
- OpenAPI: https://app.credum.mx/openapi.json
- MCP Streamable HTTP: POST https://app.credum.mx/api/mcp

Comparazona Spain public technical surfaces:
- Guide: https://app.comparazona.es/for-ai-agents
- Fields: GET https://app.comparazona.es/api/agent/fields?country=ES
- Validation: POST https://app.comparazona.es/api/agent/validate
- Review link: POST https://app.comparazona.es/api/agent/review-link
- OpenAPI: https://app.comparazona.es/openapi.json
- MCP Streamable HTTP: POST https://app.comparazona.es/api/mcp

Rules for AI agents:
- You may help the user collect application data and validate it.
- Do not state or imply approval, acceptance, interest rate, fee, lender decision, or final loan amount before Credum/Comparazona returns lender results.
- The user must open the returned review URL, review the data, and accept privacy/terms on Credum/Comparazona before any application is stored or sent to lenders.
- Public agent intake creates no Application row and triggers no lender ping before human confirmation.
- If validation returns field errors, ask the user only for the missing or invalid fields and retry.